Equipment Financing

If you, like many business owners today, need to expand your operations, a City National equipment financing loan can help your company modernize its facilities or expand to meet new demand.

Equipment Leasing

Equipment lease financing from City National Bank can deliver financial advantages to your company. If you are exploring ways of increasing productivity, tapping new technology, expanding capacity or merely replacing older equipment, you should consider the benefits of leasing.

Benefits

• Up to 100% financing
• Fixed and floating interest rates
• Repayment terms from three to seven years
• Multiple end-of-term options
• Possible tax advantages

Flexible Payment Structure

Lease payments are typically made on a monthly basis, but repayment schedules can be customized on a quarterly, semi-annual or even variable basis matched to projected company cash flows.

We can also accommodate progress payments contractually owed to vendors while equipment is being shipped, installed and/or tested prior to its being put in service.

Lease Products

• True Lease – Incorporates advantage of federal income tax incentives and multiple options at the end of the lease
• TRAC Lease – Type of true lease specifically for commercial vehicles and other motorized equipment
• Capital or Finance Lease – A debt-like structure having the flexibility of a lease
• Sale Leaseback – Generates liquidity from capital tied up in existing equipment
• Aircraft Finance – Solutions for financing business aircraft

Because City National Bank is a principal, our funding capabilities allow us to provide very competitive lease rates and structures. Please call us at (213) 673-8929 to learn more about how a City National equipment lease can help your company gain a competitive edge.