Electronic Deposits

City National E-Deposit

Simplify the process of making check deposits into your business accounts using City National E-Deposit service.

What is City National E-Deposit?

Using a specialized scanner, PC and bank-provided software, you scan checks and electronically send check images to City National for deposit. This new service reduces or replaces your need to deliver deposits via courier or in person at a banking office, and potentially offers you additional time and cost savings. City National E-Deposit service allows you to consolidate your bank accounts into City National while improving your efficiency and cash flow.

Benefits

• Convenience
  Prepare and submit your deposits to City National directly from your office, according to your work schedule. Deposits can be made during non-banking hours, including weekends and holidays.
• Reduce Expenses
  Eliminate the cost of deposit courier or employee trips to the bank. And reduce fees related to multiple bank relationships.
• Improve Cashflow
  Increasing deposit frequency puts your money to work sooner.
• Increase Efficiency
  Scanning creates an electronic copy of each deposited check, eliminating the need to photocopy and file checks.
• Reduce Fraud
  Deposit checks quickly, learn of returned checks faster and begin the collection process sooner.

How it Works

All it takes is using 3 tools – software, scanner and a PC – to accomplish 3 simple steps:

• Scan
  Specialized scanners capture the front and back of each check, including the MICR line information and dollar amounts.
• Review
  Checks are totalled and an “electronic deposit ticket amount” prepared for your review and approval.
• Transmit
  Electronically send check images to City National – multiple accounts and multiple deposits.

Minimum System Requirements

• Windows^® XP (SP2) or Windows 2000 (SP4)
• Pentium IV
• 2.4 GHz processor
• 512 MB RAM (Memory)
• 5 GB Available Hard Drive Space
• USB 2.0

Optimal System Requirements

• Windows^® XP (SP2) or Windows 2000 (SP4)
• Pentium IV
• 3.2 GHz processor
• 1 GB RAM
• 5 GB Available Hard Drive Space
• USB 2.0

Product Security Features

• Two-step log-on (User ID/Password)
• Segregation of job duties
• Encrypted data for secure transmission
• System disables user after specified number of unsuccessful log-on attempts
• Controlled “aging” of passwords which expire at specified intervals

Internet Security

• Ensure Anti-Virus, Anti-Spyware/Adware software reside on all your computers
• Install a firewall and only allow necessary incoming/outgoing connections
• Maintain your operating system (i.e.,Windows) and update browsers
• Do not open attachments or click on links contained in e-mail from unfamiliar sources
• Do not download freeware or shareware from an unfamiliar source

To sign up for E-Deposit or for more information, please contact us any time at cnb.com or call Cash Management Customer Service between 5:30 a.m. and 7:00 p.m. (Pacific Time) Monday through Friday at (213) 673-9393 (Southern California), (415) 576-2761 (Northern California), (917) 322-7434 (New York) or (800) 599-0020 select option 2.